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Insights

Perspective on private credit for Canadian businesses.

Practical articles on financing, cash flow, and the realities of running a growing business — written for owners and operators, not finance professionals.

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Articles on accounts receivable financing, SR&ED claims, asset-backed lending, and the practical realities of managing cash flow as a growing business will appear here soon. In the meantime, our team is happy to talk through your specific situation directly.

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Common Questions

Frequently asked questions.

What is private credit?

Private credit is non-bank lending provided by private lenders, credit funds, or specialty finance firms. It can be used when a business needs speed, flexibility, or a structure that traditional banks may not provide.

What is accounts receivable financing?

Accounts receivable financing allows a business to access capital based on eligible unpaid invoices, helping convert receivables into working capital before customers pay.

What is asset-backed lending?

Asset-backed lending is a loan or credit facility secured by business assets such as receivables, inventory, equipment, contracts, or other collateral.

What is SR&ED financing?

SR&ED financing is a loan or advance secured by an expected Scientific Research and Experimental Development tax credit refund.

How quickly can Forje review a financing request?

Forje aims to provide a preliminary view quickly once you provide core information about the company, collateral, use of funds, and timing.

What information is required to apply?

Typical requirements include company information, financial statements, receivable aging, tax credit documentation, collateral details, use of proceeds, repayment source, and requested amount.

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